Retirement Planning
Protect Your Money.
Reduce Taxes.
Create Income for Life.
We help you build a retirement strategy that protects what you've worked hard to build, reduces unnecessary taxes, and creates income you can count on for life.
Our Philosophy
Income you can count on.
The rules change when you retire. Instead of focusing solely on accumulation and growth, the priority shifts to preservation, tax efficiency, and generating reliable cash flow.
At Move Money Safely, we design customized retirement plans that account for market volatility, inflation, and longevity risk, so you can enjoy your retirement without constantly worrying about your portfolio.
Income Strategies
Multiple streams for a secure foundation.
1. Protect Your 401(k) or IRA
Move your existing retirement accounts into indexed strategies that offer growth potential when the market is up, and a 0% floor to help protect from losses when the market is down.
2. Roth Conversion Planning
We help you convert traditional retirement accounts to Roth accounts in stages, using income tax strategies to help reduce the tax impact and allow your money to grow tax-free.
3. Tax-Free Retirement Strategies
If you're still contributing toward retirement, we can help you build an insurance-based retirement strategy that offers the potential for tax-free income while helping reduce the impact on Medicare premiums and other income-based benefits
4. Create Lifetime Income
We turn your savings into pension-like income that lasts for life. This includes options that may feature increasing income to help combat inflation.
A Retirement Plan Built Around You
Every plan is unique. We'll help you review your accounts, understand your options, and build a strategy designed to help you retire with confidence.
Strategy
Planning
First
Life
Meet Your Consultant
Ariocha Salas
Financial Consultant & Capital Gains Tax Strategist
With more than 30 years in finance, Ariocha has built a career spanning wealth management, real estate strategy, and helping families make confident decisions about what they've worked a lifetime to build.
His focus is financial literacy and responsible planning. He makes sure clients across Silicon Valley understand every option before they sell, and step into retirement in a stronger position.
"The goal is simple: help you keep more of what you've earned."
Get in touch
Let's map out your retirement.
Ready to see what your retirement plan could look like? We'll help you run the numbers.